Resolution - Get into the Habit of Saving Money in the New Decade
By Allan Hoffman
Thursday, January 07, 2010
Now that we are in the decade, getting focused can save money. Here are three great ideas from MSNBC:
• Get in the habit of tracking your expenses-every penny. Try free financial management sites like http://www.mint.com or http://www.wesabe.com. You can set budgets in individual categories.
• Haggle over everything! Don’t be afraid to ask if they will give you a better price. Surveys say 8 out of 10 times, they will.
• And pay cash. A Federal Reserve survey showed you can get discounts on just about everything if you flash cash instead of a credit card. Cash is cheaper for the retailer.
Here is that direct link to the information:
http://articles.moneycentral.msn.com/SmartSpending/blog/page.aspx?post=1513704&_blg=2,1516025
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