Good Ideas to Keep Your Credit Card Safe
By Allan Hoffman
Thursday, February 18, 2010
Of course, avoiding credit card debt altogether is the best bet and here are some ideas from http://www.nolo.com
• if you have cash in the bank to cover the purchase - charge it, but pay off the statement in full when it comes in.
• If you don’t have enough money and its not an emergency, then save-up for it.
• If you can’t afford it but need it right away - like a car repair - charge it but set up an automatic deduction to pay it of fast quickly as you can.
• And a good rule of thumb. Don’t charge anything that won’t exist when the bill comes. Like a tank of gas, a meal, a movie or groceries.
• Pay cash for those things, save the credit for necessities.
Of course you need to be up to date on what your rights are when it comes to that credit card. Those rights have changed.
Here is a website that could help:
http://www.nolo.com/legal-encyclopedia/article-29911.html
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